campbell. the chair: the gentleman from california is recognized for two minutes. mr. campbell: thank you. i thank the gentleman from south carolina. thank you, mr. chairman. sometimes, mr. chairman, you live in a neighborhood, you look down the street, and there is a neighbor there. and they got new cars and they are remodeling the kitchen and they take a lot of expensive vacations. you look down the street and you wonder how are they doing that? they live on the same street that we live on. how are they doing all that stuff? and you're tempted. well, why don't we get some new cars. why don't we get -- redo the kitchen and take some longer, nicer, more expensive trips? and then one day the sticker goes up on the window of that house that says that they have to leave. and the moving van comes up and the house is foreclosed upon, the cars go away, they can't use the kitchen anymore, they are not doing any more trips. and you realize you made the right decision. it was a mirage. it looked like they could pay for all that, but they couldn't. this is an allegory for what's